Market Watch

May 25, 2012 @ 09:34 AM

Nasdaq Composite 2,845.76+ 6.38
S&P 500 1,323.48+ 2.80

[ Markets | Charts | Quotes | Portfolio ]


Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
© Interactive Data Managed Solutions (NYSE:IDC) All rights reserved.
  • Text Size: A A A
AXA Advisors

Todd M. Smith
Retirement Planning Specialist


Welcome! As a financial professional with  AXA Advisors, LLC and an active member of the Basking Ridge, NJ community, I am dedicated to helping individuals and businesses build their financial futures.

Qualifications
To stay on top of my field and develop my professional skills over my 20 year career, I have regularly attended industry training and certification programs. This includes completing the curriculum and passing the rigorous exams for the:

  • FINRA Series 7 – General Securities Representative
  • FINRA Series 63 – Uniform Securities Agent State Law
  • FINRA Series 65 – Uniform Investment Advisor Law
  • FINRA Series 24 – General Securities Principal
  • FINRA Series 53 – Municipal Securities Principal
  • Life Insurance - Producer License
  • Health Insurance - Producer License

My academic achievements include:

  • Bachelors of Business Administration at the College of William and Mary in Williamsburg, VA

I have been awarded the title of Retirement Planning Specialist by AXA Advisors based on the receipt of a Wharton Certificate in Retirement Planning.

I have a diverse clientele of individuals and businesses with financial needs and goals ranging from basic insurance and investments to pension plans and complex estate planning.

 Approach
Each of my clients has unique financial goals. For this reason, I have a collaborative approach to financial strategies. Rather than simply recommending a mix of unrelated products, I will consider your specific financial goals and investment objectives. Working together, we can formulate a suitable strategy to help you achieve your goals. Then, as a registered representative of AXA Advisors, LLC, and and agent of AXA Network, LLC and its subsidaries,  I will recommend the appropriate products and services to help you execute your strategy.

Commitment
I am committed to the wealth accumulation, preservation and transfer needs of multi-generational clients including: business owners, corporate executives, professionals, investment bankers and the already financially independent.

Let me help you plan for your financial future. Send me an e-mail, give me a call at the phone number listed on my Home Page or register for a no obligation meeting here on my Web site using the "Appointment Sign-up" link. Let us work together to help you build a more secure financial future.

My wife Margaret and I currently live in Basking Ridge, NJ with our sons Hunter and Pierce.

Thank you for visiting.

Certificate awarded based on completion of a training program at the Wharton School, University of Pennsylvania.

 

Newsletters

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

Where There's a Will, There's a Way

Only 35% of Americans have a will, yet it's a relatively simple legal document that every adult should have, regardless of wealth or age. Dying without a will can lead to unwanted outcomes and potential problems for heirs. This article discusses the importance of a will and other estate conservation documents.

More Newsletters →

Calculators

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators →

Contact Info

Phone: (732) 326-5251

todd.smith @axa-advisors.com

Local Office | Branch Office